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LEGAL

Terms of Service

These terms explain the rules for using MarketLab, including subscriptions, custom market content, and the limits of our trading tools.

Effective August 30, 2026

1. Agreement to these terms

By accessing or using MarketLab, you agree to these Terms of Service and our Privacy Policy. If you do not agree, do not use the service. You must be at least 18 years old and legally able to enter a binding agreement.

2. What MarketLab provides

MarketLab is an educational and creative market-scenario platform. It lets you explore charts, place hypothetical orders, track a scenario portfolio, create custom crypto-style assets, and edit price candles. MarketLab is not a broker, exchange, investment adviser, bank, custodian, or money transmitter. Orders placed in MarketLab do not buy or sell real securities or cryptocurrency.

3. No financial advice

Market data, prices, returns, charts, scenarios, and other content may be generated, delayed, edited, or hypothetical. Nothing on MarketLab is financial, investment, tax, legal, or accounting advice. Do not make real-world financial decisions based solely on MarketLab. You are responsible for your own decisions and for consulting qualified professionals when appropriate.

4. Accounts and security

You are responsible for maintaining the confidentiality of your account credentials and for activity under your account. Provide accurate information, keep your contact details current, and notify us promptly if you believe your account has been accessed without permission.

5. Free and paid access

The Free tier lets account holders explore markets, charts, symbols, timeframes, and changing prices in view-only mode. Trading, balance changes, candle editing, custom-coin creation, portfolio changes, and other editing tools require paid access. Paid access is offered at the price and billing interval shown at checkout. Stripe processes payments and may require its own account or payment terms. Subscriptions renew automatically until canceled. You may cancel through the Stripe customer portal, and cancellation takes effect at the end of the current billing period. Fees are non-refundable except where required by law or expressly stated at checkout. We may change future pricing after providing reasonable notice.

6. Your content

You may create coin names, tickers, icons, chart scenarios, and upload PNG logos. You keep ownership of content you create. You grant MarketLab a limited license to host, process, display, and reproduce that content only as needed to operate and improve the service. You represent that you have the rights needed for anything you upload.

7. Acceptable use

Do not use MarketLab to break the law, impersonate others, infringe intellectual-property rights, distribute malware, probe or disrupt the service, bypass access controls, automate abusive traffic, mislead others into believing a fictional asset is real, or promote fraud or market manipulation. We may remove content or suspend access when reasonably necessary to protect users or the service.

8. MarketLab property

MarketLab and its software, design, branding, and original content are owned by us or our licensors and are protected by applicable law. These terms give you a limited, personal, non-transferable, revocable right to use the service; they do not transfer ownership of MarketLab intellectual property.

9. Availability and changes

We may add, change, pause, or discontinue features and may perform maintenance without notice. We do not guarantee that the service, any market data, or any saved device data will always be available, accurate, or error-free. Keep independent copies of content that is important to you.

10. Disclaimers

To the fullest extent permitted by law, MarketLab is provided “as is” and “as available,” without warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, or uninterrupted availability. Some jurisdictions do not allow certain warranty exclusions, so parts of this section may not apply to you.

11. Limitation of liability

To the fullest extent permitted by law, MarketLab and its operators will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, data, goodwill, or financial opportunities. Our total liability for claims related to the service will not exceed the greater of the amount you paid to MarketLab during the twelve months before the claim or US $50. These limits do not apply where prohibited by law.

12. Termination

You may stop using MarketLab at any time. We may suspend or terminate access for a material breach of these terms, legal or security risk, nonpayment, or conduct that could harm MarketLab or others. Sections that by their nature should survive termination will remain in effect.

13. Changes and contact

We may update these terms as the service changes. Material updates will be posted with a new effective date, and continued use after an update means you accept the revised terms. Questions may be sent to larpview@gmail.com.

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